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      <title>Property faqs, information and news to consider for first time buyers</title>
      <link>http://www.24hourproperty.co.uk</link>
      <description>Stepping onto the property ladder can be daunting. Property news and information to consider whether looking a house, apartment or flat if you are a first time buyer</description>
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         <title>Property news : Tips on saving while moving home</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers-154.shtml</link>
         <description>Changing a house is of course a costly affair, but careful planning can help people save as much as 22,000 pounds, according to Your Mortgage magazine. It says the cost of the house is the first target.                                    </description>
         <pubDate>Sat, 05 Nov 2005 10:00:00 GMT</pubDate>
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         <title>Property news : Poor graduates leave university with poorer prospects</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers-142.shtml</link>
         <description>Graduates from low income families are more likely to end up in jobs that do not require a degree, according to a study. The main reason for their plight was the debt they incur during their student years.                  </description>
         <pubDate>Fri, 28 Oct 2005 10:00:00 GMT</pubDate>
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         <title>Property news : Buying a home remains a distant dream for many young couples </title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers-116.shtml</link>
         <description>People, who take pride for earning incomes too high for any government help in rents, still look dejected and helpless at the thought of buying a house.                  </description>
         <pubDate>Tue, 11 Oct 2005 10:00:00 GMT</pubDate>
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         <title>Property news : First-time buyers face SIPPs threat</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers-99.shtml</link>
         <description>LONDON - The new self-invested pension plans (SIPPs) which come into existence from April 6,2006 could turn into a major headache for first-time buyers and will push them to the lowest rung of the property ladder, experts have warned.</description>
         <pubDate>Sat, 01 Oct 2005 10:00:00 GMT</pubDate>
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         <title>Property news : Welsh property prices push buyers off the ladder</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers_-83.shtml</link>
         <description>Everyone planning to buy a house or residential property, especially first time buyers were startled as a new survey revealed that house prices were almost seven times more than the average salary!                                    </description>
         <pubDate>Fri, 23 Sep 2005 10:00:00 GMT</pubDate>
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         <title>Property news : New scheme introduced to boost first-time buyers</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers_-79.shtml</link>
         <description>In an attempt to help low-income groups purchase homes, Scotland’s communities minister has introduced a scheme wherein people struggling to own a new house will realise their dreams and be able to purchase a home for themselves.                                                      </description>
         <pubDate>Wed, 21 Sep 2005 10:00:00 GMT</pubDate>
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         <title>Property news : First home buyers need half a decade to save for 5% deposit: survey</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers-52.shtml</link>
         <description>The slowdown in the property does not seem to have helped first time buyers. According to a survey by National Savings and Investments (NS&amp;I), first home buyers, especially in Northern Ireland, need to save sooner and harder and for longer to be able to get on to the property ladder.                                    </description>
         <pubDate>Thu, 02 Jun 2005 10:00:00 GMT</pubDate>
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         <title>Property news : ‘Shared equity scheme’ to help first-time buyers</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers-50.shtml</link>
         <description>First-time home buyers could have their finance burdens considerably lightened by a special deal which Chancellor Gordon Brown has struck between the Government and mortgage lenders. According to Mr Brown’s plan, new buyers would need to raise mortgages only ranging between 50% and 75% of the property’s cost.                  </description>
         <pubDate>Mon, 30 May 2005 10:00:00 GMT</pubDate>
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         <title>Property news : First time buyers remain in the cold despite plunging house prices</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers-47.shtml</link>
         <description>Looking at the ordeal first-time property buyers have to face today, one dreadfully realises how difficult it is for young people to secure their first property or their first home.                  </description>
         <pubDate>Sat, 21 May 2005 10:00:00 GMT</pubDate>
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         <title>Property news : Make property more affordable: MP urges builders</title>
         <link>http://www.24hourproperty.co.uk/propertynews/First_Time_Buyers-17.shtml</link>
         <description>The nation’s policy makers are concerned that the slowdown in the property market has not resulted in property prices dropping to more affordable levels or more home-buyers getting onto the property ladder as was expected. As the boom subsided, people expected property prices to stabilise and even drop below current levels, which many see as unrealistic. However, so far they have been disappointed, with sellers, whether developers or private owners refusing to accept lower pricing levels and in some case asking even more, despite the oversupply market situation.</description>
         <pubDate>Thu, 07 Apr 2005 10:00:00 GMT</pubDate>
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